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Terms of Service | Approved

Terms of Service 2018

The APPROVED scheme is designed to protect both the prospective tenant's personal data & the propsective landlord's exposure to risk. Whilst use of the system is governed by UK & International Data Protection law the following Terms must be adhered to at all times. Failure to do so will result in the immediate denial of continued access to the APPROVED service

  • Data supplied by APPROVED is of a sensitive and personal nature. Users must treat data with absolute confidentiality at all times.

  • Distribution of data to another third party is prohibited unless that party is actively involved in the decision making process (eg agent/property owner).

  • APPROVED services are only made available for the purpose of pre-tenancy/lease risk assessment and decision-making.

  • Abuse of APPROVED services will result in the immediate termination of service.

  • Users must obtain the applicant's verbal OR signed authorisation prior to a Report being submitted. Failure to gain this authorisation is in breach of the UK Data Protection Act (1998). APPROVED provides this service on the understanding that the requesting user has obtained the applicant's authorisation to consult a credit reference agency & make enquiries relating to their financial and moral standing.

  • In the event of a third party submitting an application on behalf of the prospective tenant the applicant's verbal or signed agreement constitutes authorisation to conduct a credit and personal data search.

  • Landlords or professional agents are authorised to access APPROVED reports on the understanding that they will be stored securely & used in accordance with The UK Data Protection Act for the purposes

  • APPROVED is an information provider. No responsibility or liability is accepted for future applicant behaviour or misrepresentation.

  • Whilst every effort is taken to validate the authenticity of the referees and addresses provided on an application via Land Registry & anti-fraud processes, no liability can be accepted for errors, omissions or inaccuracies reported by any third party referee.

  • APPROVED services are provided on the understanding that recommendations relate only to property rental or leasing agreements. Data should not be interpreted as being of relevance to other credit or contract agreements.

  • Records of Reports ordered by users are stored for 3 months. APPROVED will make this information available to relevant authorities should they request it.

  • APPROVED canot be held responsible for the accuracy of information obtained from referees or their authenticity however reasonable attempts are made to authenticate referees.

  • APPROVED reserves the right to update the RSA database should an application contain data that is relevant to an existing entry or pending investigation.

  • APPROVED cannot refund fees where a banker's reference request is declined or unreturned.

  • Some banks may charge a fee to reply to reference requests. This fee is payable in addition to the Report fee. The user can decide to cancel the request beforehand should these fees be unacceptable.

  • Entries to the RSA database can only be accepted from agents deemed as being acceptable to APPROVED. APPROVED reserves the right to use its discretion as to the eligibility of RSA subscribers.

  • APPROVED is not liable for the accuracy of RSA data or its subsequent usage. All entries are evaluated individually prior to database insertion.

  • APPROVED reserves the right to withold data that may breach the Data Protection Act or other UK law.

  • TrustRank data is obtained via a third party & included within an APPROVED report with the express permission of TrustRank. Duplication or distribution of this data is prohibited

  • APPROVED reserves the right to refuse to provide a service should they suspect system misuse, fraud or other serious activities.

  • Modification of application forms or Reports generated by APPROVED is prohibited without the express permission of APPROVED.

  • Users must ensure that primary identification is provided by all applicants. Failure to do so will invalidate any subsequent report issued.

Become APPROVED

PRICING & PACKAGES

Select the report or volume plan that suits you
(prices include VAT).

45000000

Personal Credit
Records

900000

Company Files

57000000

Address Files

4000

International
Credit Networks

HELLO!! APPROVED tenants are welcomed by landlords across the world

YOUR QUESTIONS ANSWERED

APPROVED empowers prospective tenants
to initiate their own background checks.

How long is the APPROVED report valid for?

Each report is valid for 90 days so you should only apply once you are in a position to actively search for a rental property


What if I fail to meet the APPROVED criteria?

Whilst we will not be able to issue your APPROVED Certificate initially you may be offered the opportunity to enhance your application by supplying the details of a suitable guarantor. You should consider our list of criteria before making an application & contact our customer service team if you are need to discuss your circumstances.


I have only been living in the UK for a short period of time & do not have a 6 year traceable address history.

You will need to apply using the International form as this will enable us to check your overseas addresses in addition to those in the UK.


How do I know if my agent or landlord accepts my APPROVED report?

The APPROVED scheme is accepted by thousands of landlords & letting agents across the globe however if in doubt you are advised to ask them during your initial viewing.


Can we complete a joint application?

No. Each prospective tenant must complete a separate application


I am unable to afford the rent alone as my partner earns more than me so will I fail?

No. We only provide a recommended maximum rent for each APPROVED Tenant based on verified income & status. The combined figures from both you & your partner’s reports should show sufficient income.


I am self employed. Am I eligible to become an APPROVED Tenant?

Yes. You will be required to provide an accountant’s details as a referee or bank statements & latest tax return documentation.


I am changing jobs soon so who should I add as my employment referee?

You should add your current employer’s details within the relevant section & add your new employer’s details within the notes section at the end of the form


I am applying for a lease in a company name. Can I do this?

Yes. You must use the Company application form if the tenancy or lease is to be taken in a company name.


I am a student & have no fixed income. Can I become an APPROVED Tenant?

Yes. You will require a suitable guarantor who must be a UK homeowner & have a verifiable income (employed,self employed or retired).


I am in receipt of benefits. Can I become an APPROVED Tenant?

You will need to provide proof of your benefit awards & these will be verified. You may also require a suitable guarantor however you are advised to check that the property that you wish to rent is suitable as acceptance will be at the discretion of the relevant landlord or agent.


I have a small County Court Judgment. Will I be accepted?

You will require additional security such as a suitable guarantor or advance rent payment. Details of the debt will feature on your report & Certificate therefore the final decision will be in the hands of any future landlord or agent.

What is a TrustRank score?

TrustRank is a reputation scoring system that searches social & traditional International media sources to identify serious criminal history & behaviours that may give a potential landlord reason to be concerned about an applicant’s good character or reputation.


Contact Us

Rapid Background
Intelligence

Full Insight. The APPROVED analysis team consult a myriad of powerful & deep reaching data sources to rapidly.....

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Expert Human
Analysis

Not Automated!. Unlike many applications APPROVED does not merely pass on unverified automated financial.....

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100% Bespoke

As little or as much data as you need. Every solution can be customised to meet your specific requirements. This ensures that you do not.....

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OUR FEATURES

Our expertise & analysis is unrivalled.

Defaulter and Third
Party Data Access
Award Winning
Cloud Technology
Ultimate
Intelligence
At your convenience
Customisation
Mobile Data

Solutions

UK & International credit data lies at the heart of the APPROVED application process.

Blending data from various intelligence sources enables us to provide informed and balanced insight that can be

invaluable to risk takers & decision makers.

Learn More

UK & International credit data lies at the heart of the APPROVED application process.

Blending data from various intelligence sources enables us to provide informed and balanced insight that can be

invaluable to risk takers & decision makers.

Learn More

UK & International credit data lies at the heart of the APPROVED application process.

Blending data from various intelligence sources enables us to provide informed and balanced insight that can be

invaluable to risk takers & decision makers.

Learn More

UK & International credit data lies at the heart of the APPROVED application process.

Blending data from various intelligence sources enables us to provide informed and balanced insight that can be

invaluable to risk takers & decision makers.

Learn More

UK & International credit data lies at the heart of the APPROVED application process.

Blending data from various intelligence sources enables us to provide informed and balanced insight that can be

invaluable to risk takers & decision makers.

Learn More

Additional tenant vetting solutions

APPROVED offer a fully informative tenant reference package to safeguard agents and landlords

Every report authenticates your prospective tenant's identity, credit, rent defaults & debt patterns, outgoings & right to rent in the UK.

Income, employment & previous landlord references are included to give you the full picture & ensure that you avoid high risk tenants

Credit & rental history
Right To Rent (UK)
Full Reference Validation
International Applicants

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